Commercial Public Adjuster in VA, WV, NC
Get full compensation for the damages suffered by the loss in your claim.
Isn’t it time your best interests came first with property insurance claims?
Insurance Claim Appraisers and Public Claims Adjusters
We help policyholders process their claim with ease.
Allclaims Pro, LLC is a licensed, bonded, and insured Public Adjusting firm that advocates for you: the public. As a Public Adjuster, we work to ensure that your best interests are met when working with insurance carriers on your property claims.
A Trusted Public Adjusting Firm
I Recommend Them To Anyone
The entire process was completely handled and ran very smoothly from beginning to end. Allclaims Pro made certain that the Railway Mail Service Library was fully compensated for everything I was owed from the hail storm loss that occurred last May, all while removing stress, uncertainty, and concern that usually occurs when filing an insurance claim!
Frank Sheer
When disaster strikes your business, we make sure you’re paid in full.
A Public Adjusting Company That Will Fight For You
You know how to run your business, because you do it every day. Chances are, however, that you don’t negotiate with insurance companies every day. Why put yourself at a disadvantage?
In the aftermath of a disaster, you have things to do that are more important than reading all the fine print in your insurance policy.
Leave that to us – because we do it every day.
Storm Damage to Roofs
Storm and weather damage accounts for 30% of all business insurance claims in the United States, making it the most common kind of claim.
One reason why this kind of claim is so common is that storms can damage your property in a wide variety of obvious or not-so-obvious ways. If your business’ roof starts leaking after a storm, then you know you have a problem. However, you should also check for loose shingles on the ground, or asphalt shingle residue in your downspouts.
Our team at Allclaims Pro has extensive experience in handling storm damage claims, and we’ve perfected a streamlined process for dealing with them.
Once you’ve contacted us, we’ll step in immediately to review your claim and make sure you won’t be ripped off.
Beware of Unsolicited Storm Chasers.
After your area experiences heavy storm damage, you may find yourself receiving a lot of visits from roofing contractors.
There’s nothing necessarily wrong with this, but unfortunately, these storm chasers will often offer to represent you and deal with your insurance company. In fact, that’s illegal. Roofing contractors are legally forbidden to represent you with your insurance carrier or discuss policy with them.
Instead, if you want to be sure your insurance claim is being handled properly, you should hire a licensed public adjuster (such as Allclaims Pro!)
Types of Commercial Property Claims We Serve
Hail Damage
Frequently claims for hail damage are denied because the property owner failed to get the roof inspected promptly. When the weakened roof starts leaking several years later, it can be hard to file a successful claim.
All the more reason to hire a professional to take care of it!
Lightning Damage
If you think your property may have suffered damage from lightning, you should get it inspected immediately!
Storm Damage
If hail damages them, you may be liable.
Wind Damage
Although most roofs are supposed to withstand up to 90 mph winds, in fact they often start taking damage at around 50 mph winds.
Shingles may be curled, lifted, or completely torn off, resulting in much greater likelihood of leaks.
How It Works
Our job is to make sure that you, the policyholder, are accurately compensated based on the extent of the loss.
Step 1
Loss Occurs
All insurance claims begin when a “covered peril” damages your property. Typically these events are sudden and accidental. Common examples include wind & hail storms, fires, water intrusions, pipe bursts, tornadoes, and more.
Step 2
Get A Public Adjuster Involved + File A Claim With Your Insurance Company
You do not need a public adjuster to file a claim. But, it is always best to have your own adjuster from the very start. Public adjusters can help you investigate the claim and determine if it is worth filing an insurance claim. If so, they can work with your insurance company to arrange an inspection. Public adjusters are licensed by the state to adjust and negotiate insurance claims on behalf of policyholders. We can handle every aspect of the claim from start to finish to save you time, headaches, and to get you more compensation.
Step 3
Insurance Adjuster Inspects The Damage
Typically, insurance companies send out their own adjuster to determine if the loss should be covered by your policy. They will inspect the property, take pictures, and determine how much (if any) coverage applies for your property. If you have a public adjuster, they will usually want to meet with your insurance adjuster at the inspection. However, don’t worry if you file the claim by yourself and the insurance adjuster has already visited your property. You can still employ the services of a licensed public adjuster to help with your claim!
Step 4
Insurance companies determine coverage and issue an estimate for the damages
After the inspection, insurance companies will issue a formal statement approving or denying your claim. If the claim is fully or partially approved, they will give you an estimate for precisely what they think the damage is worth.
Step 5
Negotiation
Insurance companies often underbid damages. If you have a public adjuster, they will intervene to make sure that you get the full monetary value of what you are owed by negotiating directly with the insurance adjuster on your behalf.
Step 6
Payment
Once a final agreement is reached, the insurance company issued a payment to the homeowner and the public adjuster for damages. Typically, insurance companies do not pay the full amount at the beginning. Rather, they give you some money to get work started and then release the remaining funds (called “depreciation”) when the repair work is completed.
Public Adjusting Resources
Should I File An Insurance Claim?
You buy insurance to protect your most valuable assets. Insurance companies provide it because it is a lucrative business model.
How Much Does a Public Adjuster Charge?
If you think that you deserve more money for your insurance claim than your insurance company is willing to pay you, you may already be considering hiring a public adjuster. One thing you may not understand, however, is how much does a public adjuster charge?
How Are Public Adjusters Paid?
There are several ways in which public adjusters can be paid: through a flat rate, an hourly rate or a contingency fee. It is important to determine which payment form you will be using with your public adjuster before they begin working on your case.