Rockville Public Adjusters, Near You

Insurance companies have professionals working hard on their side. Shouldn’t you?

We act on behalf of policyholders in Rockville, Maryland, getting what you deserve from your insurance company.

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Allclaims Pro – Public Adjusters of Fairfax and Prince William County, Virginia
Fairfax, VA


Allclaims Pro – Rockville Public Adjusters

With the help of our Rockville public adjusters, policyholders will process their claim with ease. We’re a licensed, bonded, and insured Maryland public adjuster, advocating for you against the insurance carriers that want to rip you off. We make sure that your best interests are met when working with insurance carriers on your property claims.

We’ve been through the insurance process many times before.

If you’re feeling lost and uncertain about how to make sure you receive what you’re owed, you need a guide to help you through. Allclaims Pro is here to help.


Our Claims Process: How It Works

Step 1: Contact Allclaims Pro

If you have property damage and need to file a claim, start by contacting Allclaims Pro. Tell us about your property damage and losses and be sure to have property documentation on your policy and information (photos, estimates, etc.) detailing the specific areas of damage.

Step 2: Review Your Policy

Next, our experts will analyze your property damage, insurance policy, and other relevant documentation to determine the best course of action for filing your claim.

Step 3: Find a Solution

After reviewing your policy assessing your property damage, our Maryland public adjuster team will help you find the best solution and work with your insurance provider, and help you every step of the way to file your claim.

Maryland Public Adjuster Fees

Depending on the claim, Allclaims Pro typically works on a contingency basis.

In other words, we collect a service fee if we are able to obtain a settlement for the policyholder. If we are successful in achieving a settlement from the insurance carrier, Allclaims receives a percentage of that settlement.

Because each claim is different (i.e. the type of peril involved, residential or commercial property, the scope of work involved, etc.), the percentage can vary from claim to claim.

To learn more about our fee, you are welcome to contact us to discuss your claim in further detail, and we will be happy to provide a free consultation.

As a Maryland public adjuster, what kinds of claims does Allclaims Pro specialize in?

We specialize storm-related damages: hail, wind, tornado, fire, and water. We also deal with vandalism and theft claims. With numerous public adjusters in various areas of expertise, there aren’t many claims we don’t have experience handling.

Even if we encounter a new type of claim, we are able to get expert opinions on how to handle it.

What makes you different from other public adjusters in Maryland?

We’re one of the few companies with a team of public adjusters. With both inside and field adjusters, each member of our team is licensed and an expert in their field.

While many public adjusters in Maryland operate as a one-man band, we try to be a jack of all trades. We’re always in constant communication with our team, so if one person doesn’t have the answer, we have plenty of other people to talk to and figure out how to handle any claim.

What are some of the things that you like about being a public adjuster in Maryland?

In such close proximity to DC, Maryland is a densely populated area, and gets a high number of storm-related claims.

While there are a fair number of public adjusters in Maryland, there aren’t as many as in other states, so many homeowners still aren’t aware of what public adjusting is.

Fortunately, we’re right around the corner and can offer our expertise to assist and educate Maryland homeowners with their insurance claims.

Are there local laws and/or regulations relevant to public adjusting in Maryland?

Similar to Virginia and West Virginia, Maryland requires that all public adjusters are licensed within the state.

Unlike the other states, however, Maryland building codes are very specific, depending on the county. Many policies have law and ordinance coverage, which is essentially code coverage; and a lot of counties and states specific codes that are required to be followed.

As public adjusters, we review the policy and make sure you have proper coverage for any code related issues. It’s our job to ensure that all damage is brought up to code, it’s brought to the attention of the insurance carrier, and your contractor does the repairs appropriately.

Frequently Asked Questions about Public Adjusting


Can I hire my own insurance adjuster?

Yes; the short answer is yes. Many people don't realize, however, that they actually can have representation on their side of things. Insurance claims are very one-sided, especially if you leave it solely up to the insurance carrier to decide how much money you receive for a claim.

Most states have created the position of a public adjuster, that is, a licensed insurance adjuster who represents you, the public. Our job is to make sure you get a fair settlement and everything that you're owed when filing an insurance claim.

What is the purpose of hiring a public adjuster?

The purpose of a public adjuster is to represent you and make sure that you get everything that you're owed when filing an insurance claim. Public adjusters exist to resolve the inherent conflict of interest that is involved in processing insurance claims. Typically, the insurance company sends out their own adjuster to represent the interests of the homeowner and the insurance company. But, how can one person represent two parties in the same financial transaction? Public adjusters represent only the homeowner and ensure they get everything they are owed.

If you pay your insurance company a monthly premium and when you file an insurance claim, they send someone from their company out to decide how much money they're going to give you, it seems a little one-sided. It also opens the door to bias when dealing with an insurance claim. Having somebody that is working on your side and has your best interest at heart is the purpose of hiring a public adjuster.

How do I choose a public adjuster?

The best way to choose a public adjuster is to find someone with the requisite skills and experience to handle your type of claim. It's important that your public adjuster has the competence, proper education (for instance any relevant certifications in roofing or restoration), and experience to handle all sides of your insurance claim.

Allclaims Pro checks all of these boxes.

Additionally, it is always helpful to read their reviews online. Depending on the area of the country you're in, certain public adjusters will handle varying types or amounts of claims. It's best to see how long they've been in business for, what their reviews are, and their experience in handling the specific type of claim that you have. It's very important to vet a public adjuster just like you would any other professional service. You want to make sure that they know what they're doing and have experience in that field of work.

What is the difference between a public adjuster and an independent insurance adjuster?

An independent insurance adjuster does not work for a specific insurance company, but is hired out by them. They are usually contracted out by them to be their representation for a claim. A lot of smaller insurance companies, or those overwhelmed by a large amount of claims, will bring in independent adjusters if they don't have the proper amount of adjusters on staff.

On the other hand, a public adjuster doesn't work for the insurance companies. Unlike an independent adjuster, they don't represent nor do they get paid by the insurance companies. Public adjusters collect their payment on the back-end, from the settlement they get the homeowner or insured.

Can a public adjuster work for a contractor?

The simple answer is no; a public adjuster cannot work for a contractor. A public adjuster has to work for the insured, anyone with the assignment of benefits of the insured, or the representation of the insured.

How does a public adjuster get paid?

Most public adjusters work on a contingency basis or contingency fee, meaning they don't get paid unless you get paid. They typically work on a percentage of your claim, so they're incentivized to get it as high as possible. While some work on an hourly basis, depending on the situation, most public adjusters work on a contingency percentage, usually receiving anywhere between 10 & 20%.

How much does a public adjuster charge?

How much a public adjuster charges depends on each scenario and how complex or involved that specific claim is. It also depends on the size of the claim. If it's a small claim, they may charge a higher percentage just to make it worth their time. In the case of a more complex claim, they may also charge a higher percentage. This would be to compensate for untangling problems that may have occurred, especially if they haven't been with the claim since the beginning.

It's hard to say how much each specific firm charges, but we typically charge between 10 & 20%, depending on the situation of the claim.

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